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Amy's avatar

Here's some food for thought: You may have noticed we've only had 1 car for a couple years now. We both work from home too and realized we were paying insurance for a not so good looking 'driveway ornament.' We were actually to the point of turning it on and driving it around the block to make sure it would still start.

We concluded that for the amount of times we "needed" to drive 2 cars simultaneously, we could Uber or even rent a car for a day or two and it would cost a whole lot less per month than getting replacement and insuring it. Instead we've been setting that money aside for the next car earning interest.

Fifteen $20 Uber rides is $300 in a month. In the last 2 years, guess how many times I've actually NEEDED to Uber? ONCE. yep only once, and it was under $15 with tip. I also rented a card ONCE to drive to a wedding in Tampa so that Bill would be left without a car. That's was about $200 ish I think. I also think I had a friend pick me up to carpool. A few times, one of us adjusted a schedule to avoid a car sharing conflict, but honestly it has not changed our ability to do anything.

So the cost of only having one car has been less than $300 out of pocket for 2 years now. (in our case). But the savings in car insurance much greater.

I know you have the school drop-off/pick-up twice a day. But I also witnessed the birthday party masses, so I'm betting in a pinch, you'd have people to help out in a pinch or start a carpool with.

Oh. And you can take your piece of crap to CarMax for cash. And it will be more than $86.47 I'm pretty sure. We've sold them 2 pieces of crap over the years. We had our old van towed to Garden Street Iron & Metal at least 15 years ago and they paid us $863 I think.

So think outside the box. You have options to fight about. Haha.

Your nosy (or observant) neighbor,

Amy

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Amy's avatar

Oh I didn’t realize (or forgot) you were doing more than mortgages.

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